HDFC Bank EMI Calculator

You are Eligible for EMI Amount
56,409
Principal Amount
6,500,000
Interest Amount
7,038,042
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

Is Property Finalized?
When are you planning to finalize?

Home Loan Amortization Schedule for HDFC Bank

A home loan amortization schedule breaks down your EMI into principal and interest components across the loan tenure. Here’s an example for a ₹20,00,000 HDFC Bank home loan at 8.50% interest for 10 years (120 months).

Loan Details

Monthly EMI: ₹24,797 (approx.)

Year Opening Balance Principal Paid Interest Paid Total Payment Closing Balance
1 ₹20,00,000 ₹1,56,328 ₹1,41,236 ₹2,97,564 ₹18,43,672
2 ₹18,43,672 ₹1,69,894 ₹1,27,670 ₹2,97,564 ₹16,73,778
3 ₹16,73,778 ₹1,84,567 ₹1,12,997 ₹2,97,564 ₹14,89,211
4 ₹14,89,211 ₹2,00,434 ₹97,130 ₹2,97,564 ₹12,88,777
5 ₹12,88,777 ₹2,17,589 ₹79,975 ₹2,97,564 ₹10,71,188
6 ₹10,71,188 ₹2,36,134 ₹61,430 ₹2,97,564 ₹8,35,054
7 ₹8,35,054 ₹2,56,177 ₹41,387 ₹2,97,564 ₹5,78,877
8 ₹5,78,877 ₹2,77,832 ₹19,732 ₹2,97,564 ₹3,01,045
9 ₹3,01,045 ₹3,01,223 ₹3,682 ₹3,04,905 ₹0

The schedule outlines the principal and interest portions of each year’s payments, along with the outstanding balance after each year, helping you track repayment progress effectively.

 

Frequently Asked Questions

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The HDFC Bank Home Loan EMI Calculator is an online tool designed to help you calculate your monthly Equated Monthly Installments (EMIs) for an HDFC Bank home loan. By entering details like the loan amount, tenure, and interest rate, the calculator instantly provides your EMI, enabling efficient financial planning.
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The HDFC Bank Home Loan EMI Calculator offers several advantages:
  • Accurate EMI calculations
  • Saves time compared to manual calculations
  • Helps compare different loan options
  • Assists in financial planning by providing a clear view of your monthly outflow
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To use the HDFC Bank Home Loan EMI Calculator, you need to input:
  • Loan amount
  • Interest rate
  • Loan tenure (in months or years)
The calculator will then display your EMI and other repayment details.
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Yes, the HDFC Bank Home Loan EMI Calculator on Suganta.com is completely free to use. You can calculate your EMI as many times as you want without any charges.
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Yes, the HDFC Bank Home Loan EMI Calculator supports all types of HDFC home loan products, including loans for under-construction properties, ready-to-move homes, and balance transfers.
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No, the EMI calculator only considers the loan amount, tenure, and interest rate. Additional charges like processing fees or insurance premiums are not factored into the EMI calculation.

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