Turn Your Dream Home into Reality with Indiabulls Home Loans- SuGanta

Why Choose Indiabulls Home Loans?

• Attractive Interest Rates: Starting from just 8.75% p.a., Indiabulls offers competitive rates that make home loans more affordable.
• Flexible Loan Tenure: Enjoy repayment periods of up to 30 years, giving you the freedom to plan your EMIs comfortably.
• Up to 90% of property value financed
• High Financing Value: Get up to 90% of the property's value financed, reducing the burden of a hefty down payment.
• Simple Documentation: Fast-track your application with a minimal documentation process, ensuring quick approvals.
• No Prepayment Charges: Repay your floating rate loan early without incurring any penalties — save on interest with ease.

Indiabulls Home Loan Offerings

• Standard Home Loan: Ideal for buying, constructing, or extending your home, this is the perfect loan for salaried and self-employed individuals.
• Renovation Loan: Upgrade or repair your existing home with financing designed for renovation and remodeling projects.
• Home Extension Loan: Expand your living space seamlessly with funds tailored for home additions or structural expansions.
• NRI Home Loan: Specifically designed for Non-Resident Indians, allowing them to invest in residential property in India with ease.

Processing Fees

A processing fee of up to 0.50% of the sanctioned loan amount is applicable, plus GST as per prevailing rates.

Eligibility Criteria

To apply for an Indiabulls home loan, you need to meet the following basic criteria:

• Age: Minimum 23 years at the time of application; maximum age at maturity is 60 years (salaried) or 65 years (self-employed).
• Employment Type: Open to both salaried professionals and self-employed individuals.
• Income: Should have sufficient disposable income to cover EMI obligations.
• Credit Score: A good credit history improves your chances of approval and better interest rates.

Documents Required

Here’s what you’ll need to apply:

• Identity Proof: Voter ID, PAN Card, Passport, or Driver’s License.
• Address Proof: Driving License,Aadhaar Card, Passport, or recent utility bills.
• Income Proof: -
  • Salaried: Last 3 months’ salary slips, Form 16, and 6 months’ bank statements
  • Self-Employed: Last 2–3 years’ ITRs, financial statements, and 6 months’ bank statements.
• Property Documents: Sale agreement, title deed, building plan approval, and registration documents.

How to Apply for Indiabulls Home Loan via SuGanta.com

Applying is simple and fully online:

• Visit SuGanta’s home loan partner page.
• Complete the digital application with your details.
• Upload required documents for a quick eligibility check.
• Get expert guidance through every step of the process.
• Receive disbursal directly to your bank account once approved.

Why Apply with SuGanta.com?

• Fully Digital Process: Skip the paperwork — apply online in minutes.
• Expert Loan Advisory: Get personalized help in choosing the right loan.
• Compare Loan Offers: Evaluate options from multiple lenders before deciding.
• End-to-End Assistance: From documentation to disbursal — we’re with you at every step.