Reliance Home Finance Loan Offerings
1. Standard Home Loan:Designed for purchasing, constructing, or
extending a residential
property, suitable for both salaried and self-employed individuals.
2. Affordable Home Loan: Tailored for individuals seeking
budget-friendly financing
options for home purchases.
3. Home Extension Loan: Provides funds for expanding your current
residence to
accommodate growing needs.
4. Home Improvement Loan: Finances renovation and repair projects
to upgrade your
existing home.
5. Plot + Construction Loan: Offers financing for purchasing a plot
and constructing a
home on it.
6. Home Loan for NRIs: Specifically designed for Non-Resident
Indians looking to invest
in residential property in India.
Reliance Home Finance Interest Rates for 2025
| Loan Type |
Interest Rate (p.a.) |
| Standard Home Loan |
9.75% – 11.00% |
| Affordable Home Loan |
9.75% – 13.00% |
| Home Extension Loan |
9.75% – 13.00% |
| Home Improvement Loan |
9.75% – 13.00% |
| Plot + Construction Loan |
9.75% – 13.00% |
| Home Loan for NRIs |
9.75% – 13.00% |
Note: Interest rates are indicative and may vary based on individual credit profiles and loan schemes.
Processing Fees
A processing fee, plus relevant taxes, is assessed by Reliance Home Finance and ranges
from
0.50% to 1.50% of the loan amount.
Eligibility Criteria
To qualify for a Reliance Home Finance home loan, applicants must meet the following
criteria:
- Age: Minimum 21 years at the time of
application; maximum age at loan maturity is 65
years.
- Employment Type: Open to both salaried
professionals and self-employed individuals.
- Income: A steady income with a minimum annual income of
₹2 lakhs is required.
- Credit Score: A good credit history enhances the likelihood of
loan approval and access
to favorable interest rates.
Required Documents
Applicants need to provide the following documents:
- Identity Proof: Voter ID, PAN Card, Passport, or Driving
License.
- Address Proof: Driving License,Aadhaar Card, Passport, or recent
utility bills.
- Income Proof:
- Salaried: Latest 3 months' salary slips, Form 16, and 6 months' bank
statements.
- Self-Employed: Income Tax Returns for the last 2–3 years, business financials, and 6
months' bank statements.
- Property Documents: Sale agreement, title deed, approved
building plan, and registration documents.
How to Apply for Reliance Home Finance Home Loan via SuGanta.com
Simplify your home loan application process with SuGanta.com
1. Visit SuGanta’s Home Loan Partner Page
2. Enter your personal information and loan details in
the online application.
3. Upload the necessary documents for a quick
eligibility assessment.
4. Receive personalized assistance from a
SuGanta expert throughout the process.
5. Upon approval the loan amount will be
disbursed directly to your account.
Benefits of Applying with SuGanta.com
- 100% Digital Application: Experience a paperless and hassle-free
application process.
- Expert Assistance: Receive guidance on eligibility,
documentation, and selecting the best loan product.